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USD to JPY Transfers Compared

USD-JPY Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Japan can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Japan bank accounts or pay a Japanese yen invoice.

 
   

USD to JPY Market Data

US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy JPY
USD to JPY at 144.6 is near its 3-month average, having traded in a relatively stable 6.5% range from 140.9 to 150.0
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Is the USD to JPY Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Japanese yen is to review how the USD/JPY rate has changed over time.

The table below shows the percentage change in the USD to JPY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/JPYChangePeriod
13 Jun 2025
144.11
0.2% 2 Week
29 Mar 2025
149.84
3.6% 3 Month
27 Jun 2024
160.70
10.1% 1 Year
28 Jun 2020
107.23
34.7% 5 Year
30 Jun 2015
122.47
17.9% 10 Year
02 Jul 2005
111.38
29.7% 20 Year
USD/JPY historic rates & change to 27-Jun-2025
USD/JPY remains volatile as risk sentiment shifts and US-Japan trade tensions evolve. Analysts forecast a decline, targeting 154.00 in Q1 2025 and 148.00 by Q4, though the current rate is stable at 144.6. Future moves hinge on Fed policies and oil price fluctuations

 

USD to JPY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Japanese yen across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD JPY
$ 1 ¥ 144.34
$ 5 ¥ 721.70
$ 10 ¥ 1,443
$ 20 ¥ 2,887
$ 50 ¥ 7,217
$ 100 ¥ 14,434
$ 250 ¥ 36,085
$ 500 ¥ 72,170
$ 1,000 ¥ 144,340
$ 2,000 ¥ 288,680
$ 5,000 ¥ 721,700
$ 10,000 ¥ 1,443,400
$ 20,000 ¥ 2,886,800
$ 50,000 ¥ 7,217,000
$ 100,000 ¥ 14,434,000
USD JPY
$ 0.0069 ¥ 1
$ 0.0346 ¥ 5
$ 0.0693 ¥ 10
$ 0.1386 ¥ 20
$ 0.3464 ¥ 50
$ 0.6928 ¥ 100
$ 1.7320 ¥ 250
$ 3.4640 ¥ 500
$ 6.9280 ¥ 1,000
$ 13.86 ¥ 2,000
$ 34.64 ¥ 5,000
$ 69.28 ¥ 10,000
$ 138.56 ¥ 20,000
$ 346.40 ¥ 50,000
$ 692.80 ¥ 100,000

More amounts

*Converted at the current USD-JPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to JPY?

The best USD to JPY exchange rate is our partner deal rate of 143.62 from OFX . This is -0.5% compared to the mid-market rate 144.34.

The standard OFX USD-JPY rate is 141.6841, -1.8% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.

The above Dollar to Yen comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-JPY mid-rate and the possible savings of using various providers. 

How do USD-JPY rates compare between providers?

Looking at the full USD to JPY - Send Money comparison table the provider with the best USD to JPY exchange rate is OFX at 143.62, -0.5% from the latest mid-market rate 144.34.

The next best is XE at 143.48, -0.6% from the mid-rate.

Then Wise at 143.4, which is -0.65% from the mid-rate.

The Western Union rate is 142.9 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 133.75 at -7.3% the Wells Fargo Bank rate is 132.88 at -7.9% and the Citibank rate is 139.52 at -3.3% compared to the mid-rate 144.34.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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View a full list of exchange rates by selecting your Base (from) currency: